o:9790 Developing Sustainable AML Frameworks in the European Union and the Republic of Serbia en Abstract: Money laundering and terrorist financing represent serious threats to the stability of financial systems, the rule of law, and the sustainable economic development of modern states. The European Union has developed a comprehensive and dynamic regulatory framework for the prevention of money laundering, known as the AML framework. This framework responds to emerging risks associated with the ongoing digitalization of financial services. The Republic of Serbia, as a candidate country for EU membership, is intensively working on harmonizing its legislative and institutional framework with the EU acquis in the field of AML. The aim of this paper is to analyze the development of sustainable AML frameworks in the European Union and the Republic of Serbia, with particular attention to the normative and institutional aspects of their implementation. The paper examines the level of alignment of the Serbian AML system with EU standards, identifies key challenges in implementation, and assesses the sustainability of existing solutions in the context of long-term institutional and economic development. The research is based on the analysis of legal sources and the examination of relevant reports of international organizations. The findings indicate significant progress in the normative alignment of the Republic of Serbia with European AML standards. Keywords: Money laundering; AML framework; European Union; Republic of Serbia; sustainability; financial system 2026-06-11T08:17:10.335Z 44 yes 46 Zoran Pavlović Jelena Vapa Tankosić Fakultet za ekonomiju i inženjerski menadžment u Novom Sadu person 0000-0001-8062-1154 Katarina Soleša Fakultet za ekonomiju i inženjerski menadžment u Novom Sadu person 0000-0002-5790-3628 Borislav Bojić person 2025 application/pdf 437511 https://unilib.phaidrabg.rs/o:9790 no yes 16 70 92000002 2025-11-12 Journal of Agronomy, Technology and Engineering Management 8 6 1756 1763 2025