o:2277 Historical development of life insurance Istorijski razvoj životnog osiguranja en sr ABSTRACT: The origins of certain forms of property and life security date back to a very distance past. The beginnings of commodity and monetary relations and class society mark the beginning of insurance activities as well. The basic function of insurance has not changed throughout its history and it amounts to the property and individual protection. Life insurance, as a special type of a personal insurance, occupies an important place in insurance activities today. Insurance premiums keep growing in the global market and so does the share of life insurance in the total premium structure. As early as in 1996, it constituted 57%, while the others, non-life insurances, constituted 43%. This paper treats the historical development of life insurance, from the very origins of this type of insurance to this very day. REZIME: Prvi počeci nekih oblika obezbeđenja imovine i života sežu u daleku prošlost. Sa pojavom robno-novčanih odnosa i klasnog društva počinje se sa obavljanjem delatnosti osiguranja. Kroz razvoj osiguranja, njegova osnovna funkija se ne menja, ta funkcija ostaje zaštita imovine i lica. Osiguranje života, kao naročita vrsta osiguranja lica, danas zauzima značajno mesto u delatnosti osiguranja uopšte. Premije osiguranja na svetskom tržištu stalno rastu, kao što se i sam udeo životnih osiguranja u ukupnoj strukturi premija sve više povećava. Još 1996. godine, zauzimao je 57%, dok su ostala neživotna osiguranja zauzimala 43%.U ovom radu bavicemo se istorijskim razvojem osiguranja života, počevši od samog nastanka ove vrste osiguranja do današnjih dana. Key words: life insurance, insurance policy, insurance contract Ključne reči: osiguranje života, polisa osiguranja, ugovor o osiguranju 2023-06-12T12:29:52.224Z 44 yes 46 Sara Počuča Dunav Banka, Sektor za devizno poslovanje, Beograd ; Dunav Banka, Foreign Currency Operations Sector, Belgrade Dalibor Krstinić Pravni fakultet za privredu i pravosuđe u Novom Sadu, Univerzitet Privredna akademija u Novom Sadu; The Faculty of Law for Commerce and Judiciary in Novi Sad, The University of Business Academy in Novi Sad person 0000-0002-9731-9178 application/pdf 76608 https://unilib.phaidrabg.rs/o:2277 no yes 16 70 92000002 211A01 Pravo - teorija i praksa 30 4-6 25 34 2013