o:2244 The role and significance of the credibility theory in actuarial practice Uloga i značaj teorije kredibiliteta u aktuarskoj praksi sr ABSTRACT: Actuarial science is based on the use of financial and statistical models and depends on the practical framework, starting from the operation of the insurance market through the accounting system and the available data. Actuarial profession is highly valued in the world, due to the possibilities of significant financial benefits, but also because of the increasing expansion of the profession in different spheres of business. In order to perform his/her job successfully, an actuary needs to possess certain knowledge of statistics and mathematics to adequately evaluate the risk. Risk evaluation is a complex and responsible job, which requires from an actuary to know how to apply the statistical theory of credibility and its main methods. This paper presents some of the initial methods on which today’s methodologies in actuarial science are based and developed. REZIME: Aktuarska nauka se zasniva na primeni finansijskih i statističkih modela i zavisna je od praktičnih okvira, počev od funkcionisanja tržišta osiguranja, preko računovodstvenog sistema, pa do raspoloživih podataka. Profesija aktuara je izuzetno cenjena u svetu, kako zbog mogućnosti ostvarenja značajne finansijske koristi, tako i zbog sve veće ekspanzije profesije u različitim sferama poslovanja. Da bi aktuar uspešno obavljao svoju profesiju, neophodno je da poseduje znanja iz oblasti statistike i matematike, kako bi na adekvatan način izvršio procenu rizika. Procena rizika je složen i odgovaran posao, koji od aktuara zahteva poznavanje i primenu statističke teorije kredibiliteta i njenih osnovnih metoda. U radu su prikazane neke od polaznih metoda na kojima je zasnovna i razvijena današnja metodologija u aktuarstvu. Keywords: actuary, credibility, methods of evaluation, the credibility factor Ključne reči: aktuar, verodostojnost, metode ocenjivanja, faktor kredibiliteta 1552099 10.5937/ptp1406042P 1552101 0352-3713 2023-06-07T08:29:38.094Z 44 yes 46 Nataša Papić Blagojević Visoka poslovna škola strukovnih studija, Novi Sad ; Higher School of Professional Business Studies, Novi Sad Nenad Stefanović Pravni fakultet u Novom Sadu, Univerzitet Privredna akademija u Novom Sadu ;The Faculty of Law for Commerce and Judiciary in Novi Sad, The University of Business Academy in Novi Sad person 0000-0002-7899-9585 application/pdf 334151 https://unilib.phaidrabg.rs/o:2244 no yes 16 70 92000002 211A01 Pravo - teorija i praksa 31 4-6 42 53 2014