http://creativecommons.org/licenses/by/4.0/legalcode info:eu-repo/semantics/article Uloga alata veštačke inteligencije u borbi protiv pranja novca i finansiranja terorizma u savremenom digitalnom okruženju The role of artificial intelligence tools in the fight against money laundering and the financing of terrorism in the modern digital environment Ključne reči: veštačka inteligencija, borba protiv pranja novca i finansiranja novca, kriptovalute, blokčejn. Keywords: artificial intelligence, fight against money laundering and money financing, cryptocurrencies, blockchain. srp Ekonomija: teorija i praksa volume: 19 number: 1 startpage: 107 endpage: 126 https://unilib.phaidrabg.rs/o:10205 Petković, Aleksandar Vladisavljević, Radovan Ciganović, Petar 2026 Sažetak: Borba protiv pranja novca i finansiranja terorizma dobija novu dimenziju pojavom digitalnih valuta. Pod digitalne valute spadaju i kriptovalute koje vrlo brzo privlače veliki broj korisnika, uglavnom legitimnih korisnika. Zbog svoje prirode kriptovalute postaju omiljeno sredstvo za pranje novca i finansiranje terorizma (AML/CFT). Same kriptovalute snažno se oslanjaju na pseudoanonimnost kao i na veliku brzinu transakcija. Naime, volumen i brzina transakcija u velikoj meri otežavaju posao agencijama koje su zadužene da se bore protiv pranja novca i finansiranja terorizma. Pojava veštačke inteligencije, kao i specijalizovanih alata bazirani na veštačkoj inteligenciji u velikoj meri pomažu agencijama da brže i tačnije lociraju i transakcije koje se mogu povezati sa pranjem novca i finansiranjem terorizma. Abstract: The fight against money laundering and terrorist financing gains a new dimension with the advent of digital currencies. Digital currencies also include cryptocurrencies, which very quickly attract a large number of users, mostly legitimate users. Due to their nature, cryptocurrencies are becoming a preferred vehicle for money laundering and terrorist financing (AML/CFT). Cryptocurrencies themselves rely heavily on pseudo-anonymity as well as high transaction speed. Namely, the volume and speed of transactions greatly complicates the work of agencies tasked with fighting money laundering and terrorist financing. The emergence of artificial intelligence as well as specialized tools based on artificial intelligence greatly help agencies to more quickly and accurately locate transactions that can be linked to money laundering and terrorist financing. application/pdf 1107945 bytes